(Source:DichevandYu:Higherrisk,lowerreturns,whathedgefundinvestorsreallyearn.Journaloffinancialeconomics,Aug2010)
然后是不顾风险的杠杆,银行违ahz2操作,借贷无担保和抵押,大手9nsX的资金不加风控地流向了高风险bfAx业,比如投向房地产、金融业、eR9V险业等,造成银行坏账率达到了30%!